Supplemental Cancer Insurance

Each year, millions of Americans are diagnosed with cancer.
What are the chances that someone in your family will be one of them?

According to the American Cancer Society:

• Nearly 1-in-2 men—and more than 1-in-3 women—are expected to develop cancer at some point in their lifetime.¹
• Cancer is the second-leading cause of death in children 14 and younger.²
• Approximately 11.4 million Americans alive today have a history of cancer.³

The good news: Thanks to early detection and advanced treatment, survival rates are increasing.

But treatments cost money. And they may not be covered by your major medical policy. This is why supplemental cancer insurance is so important.

The total overall cost of cancer in 2010 was estimated at $263.8 billion.
More than 61% of this amount represents nonmedical needs,4 which could include

• Insurance shortfalls, such as deductibles, copayments and benefit limitations.
• Special expenses like transportation, lodging and family care.
• Loss of income when the patient is unable to work
• Living expenses, including mortgage or rent payments, car loans, utilities and groceries.

How would you pay for the out-of-pocket expenses of cancer?

• Spend your life savings.
• Sell off assets.
• Purchase supplemental cancer insurance.

¹Unless otherwise requested by you or required.
² Your rates cannot be increased unless all rates of the same kind are raised in your state.
³ Source: National Safety Council, Injury Facts, 2010 Edition. These facts represent the U.S. population, are provided for information only and do
not imply coverage under the policy or endorsement of the company or policy by the National Safety Council.
⁴ An accidental injury means all bodily injuries solely caused by and resulting from an accident. Accidental injury does not include injury as a direct
or indirect result of bodily or mental infirmity or disease in any form or medical treatment of any kind. An example of bodily infirmity is an allergic
reaction, such as a bee sting.
⁵ An accident means a sudden, unexpected and unforeseen event.